TCF Bank derived its name from Twin City Federal, an institution which can be traced as far back as 1923. Its mother company, TCF Financial Corporation established the bank as a move for expansion in 1980. Since then by expanding only with fresh new outlets, TCF now prides itself with 453 branches in Colorado, Illinois, Indiana, Michigan, Minnesota, Wisconsin and Arizona states only.
TCF Online Banking blended with the company’s moving principles appears to be on the right track. Primarily, the bank recognizes the value of giving service to the common man. Their product composition was designed to suit the daily needs of every person and can be accessed for 364 days every year, even for extended hours if the location calls for it.
Secondly, the management believes in expanding only in places where there are concentrations of population. This strategy is pretty much evident since TCF‘s profitable branches are located in supermarkets and in campuses. Hence it has rightfully owned the honor of prevailing over supermarket branching and campus banking. To date, this financial institution services universities such as the University of Michigan, Eastern Michigan University, Northern Michigan University and De Paul University.
In its commitment to package their products according to the day to day needs of a common man, TCF categorized their electronic banking services into:
• Preferred Online Business Banking – for small businesses who need longer transaction history.
• Express Business Online – a business account with a more complicated method of cash management.
• Online Business Banking – for medium scale businesses that require a commercial checking account.
• Totally Free Online Banking - All customers and account owners can view and access their respective accounts entirely free of costs
Another important factor is the security aspect. Knowing how much the common man has been through for his hard-earned money, TCF Bank added another security feature to the already existing SSL technology, firewall protection and encryption system. The authentication procedure uses undisclosed images and text phrases as a means of validating itself to their online customers.
TCF Online Banking distinguishes itself from all other banks by customizing their products according to the client’s true needs and bringing service to the main stream.
